How Goods and Services Tax (India) Impact on Your Daily Expenses The Goods and Services Tax has been rolled out... View Article
Categories for Govt. Schemes
डिजिटल पेमेंट्स ला प्रोत्साहन देण्यासाठी पंतप्रधान श्री नरेंद्र मोदी यांनी गेल्या वर्षी 30 डिसेंबरला BHIM (Bharat Interface for Money) ह्या application चा शुभारंभ केला. ह्या ऍप चे खास वैशिष्ट्य म्हणजे हे ऍप इंटरनेट शिवाय ही वापरता येईल. हे ऍप UPI आधारित पेमेंट सिस्टिम वर काम करेल. ह्याद्वारे लोक डिजिटल पद्धतीने पैश्याची देवाण घेवाण करू शकतील.
Post Office Time Deposit Account is one the post office scheme which offers relatively higher rate of interest. Under this scheme, the amount can be deposited for period of 1 Year, 2 Years, 3 Years & 5 Years.
Post Office Recurring Deposit Account is one the post office scheme which can be opened at minimum amount of Rs. 10 / month at the interest rate of 8.4% per annum (quarterly compounded). For ex. If you invested Rs. 20 / Month for 5 years, the amount will be Rs. 1493.06 after maturity.
Post Office Savings Accounts is one the post office scheme which can be opened at minimum amount of Rs.20 at the interest rate of 4% per annum. The minimum balance amount to be maintained is Rs. 50 (for non cheque facility). For cheque facility, if an account is opened with Rs. 500 and the minimum balance to be maintained is Rs. 500 in account. Cheque facility can be taken on existing account.
Under this "Pradhan Mantri Suraksha Bandhan Yojana", people can gift social security schemes to there loved ones. The receiver of this gift card have to visit there bank (if account is already opened) or open a zero balance account and deposit this gift card.
Post Office Monthly Income Scheme (POMIS) is one the post office scheme which offers a guaranteed return on your investment. So the investor wants to generate monthly income can open this account and get assured return on the investment. This scheme is very useful for retired persons. So as they can invest a lump-sum amount and earn the interest on monthly basis.
Senior Citizen Savings Scheme is a Government Product which offer higher interest rate. The scheme was launched in Year 2004 for the benefit of senior citizens of India. The Tenure of the Senior Citizen Savings Scheme is 5 years from the date of opening of the account. On maturity the amount in the Senior Citizen Savings Scheme can be withdrawn by submitting Application Form E.However the deposit scheme can be extended by 3 years, after submitting the Form B within 1 year from the date of the maturity.
The Finance Minister re-introduced The Kisan Vikas Patra (KVP) in the budget 2014. The scheme launched in November 2014 by Finance Minister in presence of Minister of Communication & IT. The Kisan Vikas Patra (KVP) Re-Introduced to encourage savings among small investors.
The Finance Minister announced a low cost personal accidental cover called Pradhan Mantri Suraksha Bima Yojana (PMSBY).Pradhan Mantri Suraksha Bima Yojana (PMSBY)scheme covers death or disablement of the scheme holder cause due to accident or accidental injuries.